Insurance Fraud NEWS

Coalition Against Insurance Fraud

Agent lifts Colorado churchgoer IDs to create fake policies

March 15, 2019, Larimer County, CO — A Larimer County life insurance agent who investigators said used his fellow church-goers' information to create fraudulent life insurance policies was sentenced to probation.

Michael Nebeker, 38, pleaded guilty to four counts Jan. 14: theft between $100,000 and $1 million, a Class 3 felony; identity theft, a Class 4 felony; insurance fraud, a Class 5 felony; and forgery, a Class 5 felony.

He pleaded guilty as part of an agreement from the Larimer County District Attorney's Office, according to court records. As part of that agreement, the district attorney dismissed 72 other charges.

On Monday, Nebeker was sentenced to 30 days in the Larimer County Jail and six months probation. He is also required to complete 120 hours of community service.

Nebeker was indicted by a grand jury in March 2018 after being accused of creating more than 80 fraudulent life insurance policies using information from his fellow church members so he could collect commission.

Of the 87 life insurance policies Nebeker wrote between July 23, 2015, and Sept. 15, 2016, 83 were confirmed to be fraudulent, according to the indictment. Investigators said Nebeker obtained most of the information for the fraudulent accounts by stealing personal information through his involvement with the Church of Jesus Christ of Latter-day Saints in Loveland.

Because of the insurance company's affiliation with Allnutt Funeral Service, Nebeker had a small office in the Fort Collins location and gained access to personal information to write fraudulent policies for people who had business with the funeral home, according to allegations in the court documents.

In total, 69 people confirmed with authorities they did not authorize the use of their personal information, nor did they purchase a prepaid policy from Nebeker.

Nebeker is accused of committing similar crimes — identity fraud, insurance crimes and forgery — in Utah and was charged in September 2018, the St. George Spectrum and Daily News reported.

Source: Coloradoan

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