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Immunity laws

RHODE ISLAND

Title 27. Insurance

Chapter 49. Motor Vehicle Theft And Motor Vehicle Insurance Fraud

Reporting — Immunity Act

27-49-5 Immunity.

No insurer, or agent authorized by an insurer to act on its behalf, authorized governmental agency or their respective employees shall be subject to any civil or criminal liability in a cause of action of any kind for releasing or receiving any factually accurate information pursuant to ß 27- 49-3 or ß 27-49-4. Nothing herein is intended to or does in any way or manner abrogate or lessen the common and statutory law, privileges and immunities of an insurer, agent authorized by an insurer to act on its behalf, or authorized governmental agency or any of their respective employees.

27-49-5.1 Insurer disclosure — Qualified immunity.

(a) An insurer and an agent authorized to act on its behalf, upon written request, may provide to another insurer or insurance industry related organization whose purpose it is to investigate or assist in the prosecution of motor vehicle insurance fraud any and all relevant factually accurate information which the insurer may possess as to any motor vehicle claim or other information which may relate to whether a motor vehicle theft or motor vehicle insurance fraud has occurred.

(b) No insurer, organization or agent authorized to act under subsection (a) shall be subjected to any civil or criminal liability in any cause of action of any kind for releasing or receiving any relevant factually accurate information pursuant to subsection (a) if it acts in good faith and with due care solely for the purpose of facilitating the discovery and prosecution of the theft or fraud.

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