Insurer requirements

Full-text language of regulations and statues an be viewed and downloaded in the members-only section.

* See legend below the table for clarification of symbols.

Fraud Warning Mandatory
Reporting
SIU
Required
Annual
Reporting
Auto
Inspection
Fraud
Plan
Alabama
Alaska
M
Arizona
S
Arkansas
S
California
M
6
Colorado
S
Conn.
Delaware
S/bc
D.C.
S
Florida
S
2
3
4
Georgia
Hawaii
8
Idaho
S
Illinois  
7
       
Indiana
S
Iowa
Kansas
Kentucky
S
Louisiana
S
Maine
S
Maryland
Mass.
Michigan
Minnesota
S
1
Missouri
Montana
Nevada
N.H.
S
New Jersey
S
5
New Mexico
S
New York
S/bc
N.D
N.C.
Ohio
S
Oklahoma
S
Oregon
Voluntary
Penn.
M
Rhode Island
M/bc
1
S.C.
Tennessee
s
Texas
Utah
M1/bc
Vermont
Virginia
S
Washington
S
W.V.
S
Wisconsin
1

Legend:


1 — Applies only to workers compensation.
2 — For insurers writing more than $10 million in premium.
3 — In selected counties; No photo inspection required.
4 — For insurers writing less than $10 million in premium.
5 — For insurers insuring more than 1,000 vehicles
6 — Requirement was repealed effective 1/1/99.
7 — Applies only to auto fraud
8 — Fraud warning requirement repealed in 2009
M — Fraud warning language must not deviate from statute language.
S — Fraud warning language may be similar to statute language. Language must be approved by insurance department in Florida and New Jersey.
bc — warnings on the backs of benefit checks. Mandatory language is required in New York, Rhode Island and Delaware.

If you are aware of pending or existing regulation not contained here, please send updates to Howard Goldblatt, Director of Government Affairs. Phone: 202-393-7332.

This document should serve only as a guide in complying with regulatory requirements and should not serve as an alternative to legal counsel.