Insurer requirements
Full-text language of regulations and statues an be viewed and downloaded in the members-only section.
* See legend below the table for clarification of symbols.
| Fraud Warning | Mandatory Reporting |
SIU Required |
Annual Reporting |
Auto Inspection |
Fraud Plan |
|
| Alaska | M | • | ||||
| Arizona | S | • | ||||
| Arkansas | S | • | • | • | ||
| California | M | • | • | • | 6 | • |
| Colorado | S | • | • | • | • | |
| Conn. | • | |||||
| Delaware | S/bc | • | ||||
| D.C. | S | • | • | • | • | |
| Florida | S | • | 2 | 3 | 4 | |
| Georgia | • | |||||
| Hawaii | S | • | ||||
| Idaho | S | • | ||||
| Indiana | S | |||||
| Iowa | • | |||||
| Kansas | • | • | ||||
| Kentucky | S | • | • | • | ||
| Louisiana | S | • | • | |||
| Maine | S | • | • | |||
| Maryland | • | • | • | • | ||
| Mass. | • | • | ||||
| Michigan | • | |||||
| Minnesota | S | 1 | • | |||
| Missouri | • | |||||
| Montana | • | |||||
| Nevada | • | |||||
| N.H. | S | • | • | • | ||
| New Jersey | S | • | 5 | • | • | • |
| New Mexico | S | • | • | • | ||
| New York | S/bc | • | • | • | • | • |
| N.D | • | |||||
| N.C. | • | |||||
| Ohio | S | • | • | |||
| Oklahoma | S | • | ||||
| Oregon | Voluntary | • | ||||
| Penn. | M | • | • | • | ||
| Rhode Island | M/bc | 1 | • | |||
| S.C. | • | |||||
| Tennessee | s | • | • | • | • | |
| Texas | • | |||||
| Utah | M1/bc | • | ||||
| Vermont | • | |||||
| Virginia | S | • | ||||
| Washington | S | • | • | • | ||
| W.V. | S | • | ||||
| Wisconsin | 1 |
Legend:
1 — Applies only to workers compensation.
2 — For insurers writing more than $10 million in premium.
3 — In selected counties; No photo inspection required.
4 — For insurers writing less than $10 million in premium.
5 — For insurers insuring more than 1,000 vehicles
6 — Requirement was repealed effective 1/1/99.
M — Fraud warning language must not deviate from statute language.
S — Fraud warning language may be similar to statute language. Language
must be approved by insurance department in Florida and New Jersey.
bc — warnings on the backs of benefit checks. Mandatory language is
required in New York, Rhode Island and Delaware.
If you are aware of pending or existing regulation not contained here, please send updates to Howard Goldblatt, Director of Government Affairs. Phone: 202-393-7332; Fax: 202-318-9189. E-mail: Howard@InsuranceFraud.org.
This document should serve only as a guide in complying with regulatory requirements and should not serve as an alternative to legal counsel.
