Consumer information
Just fudging a bit
So, you think insurance fraud is committed only by hardened crooks and large crime rings?
Actually, many normally honest people also commit fraud. Maybe even your church-going uncle... that helpful neighbor across the street... a friendly store owner downtown.
People sometimes "just fudge a bit" or tell "little white lies" when they apply for insurance or make a claim.
They may not even think this is real insurance fraud. "Heck, it's only a few dollars," or "Nobody's really being hurt," or "I've paid my premiums for years, and now it's my turn."
Well guess again. Try this quiz.
If you click "yes" box for any question, you may have committed
insurance fraud. Have you ever knowingly...
Yes |
No |
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| said you drive fewer miles to work than you really do, when applying for auto coverage? | ||
| said you never use your car for work though you actually do, when applying for auto coverage? | ||
| said you park your car in a garage when you actually park it on the street, when applying for auto coverage? | ||
| said you live in a different location than you really do, when applying for auto coverage? | ||
| let a body shop pad your car repair bill to recoup your deductible when making an auto claim? | ||
| inflated the value of possessions stolen from your home or car when making a claim? | ||
| inflated the value of jewelry or other goods you lost when making a claim? | ||
| asked a repairman to pad a bill for damage to your home so you could recoup your deductible? | ||
| said your business has fewer employees than it really does, when you applied for workers compensation coverage? | ||
| said your employees have safer jobs than they really do, when you applied for workers comp coverage? | ||
| fudged your medical history so you seem healthier on your life insurance application? | ||
| said you don't smoke even though you really do, when applying for life coverage? | ||
| said an injury you received at home or while playing sports was work-related so you could collect workers comp coverage? | ||
|
stayed home even though you're healed, so you could keep collecting workers comp coverage?
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