Immunity laws

State immunity laws listed below are specifically designed to allow insurers and others to share information related to insurance fraud investigations without fear of being sued for defamation. Other statutes may be in effect governing general immunity for good-faith reporting of all crimes.

Specific statute language can be found in Members section.

Specific immunity for reporting to:

State

Insurer-to-insurer immunity
Law enforcement
Fraud bureau

NAIC

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
D.C.
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee (wc)
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin