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Pennsylvania agent allegedly makes 76 phony life, health apps

October 25, 2017, Clarks Summit, PA — A 25-year-old insurance agent from Clarks Summit submitted 76 phony applications for medical and life insurance policies, detectives from the Northeastern Pennsylvania Insurance Fraud Task Forge said.

Chelsea Howe, 2445 Hickory Lane, turned herself in for arraignment Tuesday on charges of insurance fraud, identity theft, forgery, criminal use of a communication facility and theft, according to the task force.

As an agent for Americo, Medico, Bankers Life and Casualty, Howe submitted dozens of policy applications without the knowledge or consent of the people named on the paperwork, police said. The crimes were committed between June of 2016 and January.

Detectives said Howe had access to victims’ bank information and used the information to pay $2,300 in her personal bills.

The various insurance companies noticed Howe submitted a higher number of applications and received commissions totaling more than $7,000. They became suspicious once they noticed that the premiums on the policies were not being paid and launched investigations.

Magisterial District Judge Paul Keeler released Howe on $95,000 unsecured bail. A preliminary hearing is scheduled for Nov. 1 at 10:15 a.m. in Lackawanna County Central Court.

Source: The Times-Tribune

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